Short-term major medical plans have their place but there are some limitations that should be understood. The definition of a pre-existing condition varies from state to state, however, a short-term health insurance plan would exclude coverage for any conditions that have diagnosed or treated within the last 3 - 5 years.

Another limitation of a short-term major medical plan is the expiration date. When you purchase a short-term major medical plan, it will expire. If you become ill or have an injury while under the short-term plan and still need medical services when the plan expires, your coverage would end, and you would be without coverage

Short-Term Major Medical Insurance may be appropriate if you are:

- Between Jobs
- Laid Off
- A Recent College Graduate
- Waiting for Employer Group Coverage

If you currently do not have insurance, and there is no form of permanent or group health insurance in sight, Bishop recommends that you purchase a permanent health insurance plan instead of a short-term major medical plan

If you still feel a short term-major medical plan will better fit your insurance needs, please click on the link below to run a quote and apply.